The auto-loan interest deduction, and what it means for a Tesla
The US auto-loan interest deduction is the live question for anyone financing an EV right now, and it is the one this site can answer with actual paperwork rather than guesswork. Whether a Tesla qualifies depends on the loan, not the badge on the car.
The federal $7,500 clean-vehicle credit ended in September 2025, so the deduction and the home-charger credit are what remain. We work through the forms — Schedule 1-A and the 1098-VLI your lender issues — and show where the numbers land on a real order.
Start here
Does a Tesla qualify for the auto-loan interest deduction?
Get a Tesla referral link in one click — a real, verified owner link, ready to copy or open at Tesla. Tell the tool what you're ordering and it recalculates your exact benefit and the math behind it, right there — no separate calculator page to hunt for.
Which are you ordering? (recalculates the benefit below)
FSD (Supervised) runs about $99/mo, so 3 months free is roughly $99 × 3 ≈ $300. It auto-activates at delivery — nothing to redeem.
Same trial, same math as Model 3/Y: $99/mo × 3 months ≈ $300. Applies to AWD and Cyberbeast trims.
A flat $400 credit applied directly to a Solar Panels or Solar Roof order — no monthly rate, no trial, one-time only. Counts as a separate referral from any vehicle order.
Removed from the referral program in March 2026. Your link still works — point it at a Model 3, Model Y, Cybertruck or Solar order instead.
Math and figures come from our dated benefit table and the full calculation walkthrough — nothing here is estimated on the fly.
Real owner link, applied automatically in your Tesla order summary. No signup, no cost to you. How we verify ›
Your link is ready — here's what it's worth (2026)
The competitor says "claim the latest perks" and stops there. These are the actual numbers, dated and sourced — the US / Canada form of the program.
| Product | Referral benefit | Approx. value | Notes |
|---|---|---|---|
| Model 3 / Model Y | 3 months free FSD (Supervised) | ~$300 | Auto-activates at delivery |
| Cybertruck (AWD / Cyberbeast) | 3 months free FSD (Supervised) | ~$300 | Same FSD trial as 3/Y |
| Tesla Solar (Panels / Roof) | $400 off | $400 | Separate order from a vehicle |
| Model S / Model X | No benefit | — | Removed from program, Mar 2026 |
FSD (Supervised) runs about $99/mo, so a 3-month trial is roughly $300. Outside North America the perk is Supercharging credit, not FSD — about 650 miles (UK), 1,000 km (France) or ~€500 (Spain), and in transition in the Netherlands. Never take one global figure at face value — confirm your market's benefit at checkout.
Verify it applied — before you pay
Order of operations is everything: link first, then build, then confirm in the order summary.
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Open the link first
Tap your referral link before configuring — that attaches the referral to your Tesla session.
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Configure and sign in
Build your Model 3, Model Y or Cybertruck and sign in to Tesla in the same browser session.
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Confirm before you pay
Check the order summary shows the referral benefit before payment. If it doesn't, reopen the link and rebuild.
Want the full mechanics, plus how we verify every link before it enters the pool? How it works & how we verify.
Latest updates
All dispatches ›The referral program moves. These are the most recent changes we've verified.
- Q2's 480,126 deliveries, measured against the ten-referral cap A cap of ten per calendar year is a per-account limit in a market of hundreds of thousands of orders. The arithmetic is more interesting than it sounds.
- Model Y L at $61,990: the benefit-to-price ratio, calculated One numerator, two denominators, a 1.7× difference. The variant is also the rare configuration change that adds a referral benefit rather than losing one.
- $99 a month: putting a number on three free months of FSD The benefit stopped being a discount on an option and became a trial of a bill. That makes it easy to price and easy to forget to cancel.
Frequently asked questions
Does using a Tesla referral link cost me anything?
No. The buyer pays nothing extra. The referral unlocks your benefit — in the US and Canada, the FSD (Supervised) trial — and the owner may earn Tesla Credits, at no cost to you.
When is the free FSD trial activated?
In the US and Canada it activates automatically around delivery — there is no coupon to redeem. See how it works.
What's the difference between a referral link and a referral code?
A link is the owner's code wrapped in a ts.la/… URL — clicking it pre-applies the code. Same benefit, less friction. Full explainer.
Is the benefit the same in every country?
No. It's free FSD in the US and Canada, but Supercharging credit in the UK, France and Spain, and in transition in the Netherlands after the RDW's April 2026 FSD approval. Always confirm your market's benefit in Tesla's order summary before you pay.